Demonstrate Professional Maturity

Being a good employee means setting an example of maturity for others. Show your managers that you’re a grown-up by practicing these important leadership behaviors:

  • Support organizational policies. Don’t gripe about your organization’s rules and procedures in front of others, even when you disagree with them. If necessary, work for change from the inside.
  • Help your peers. Pitch in and help whenever you can—for the other person’s good, and for the good of your organization.
  • Champion change. All organizations need to innovate and grow to survive. Be the person leading the charge, not the malcontent resisting it.
  • Control your temper. Remain professional no matter how frustrated you feel. People naturally respect and emulate others with self-control.

Do You Know The Costs of Selling Your Home

If you’ve decided to sell your home, it’s important you understand the costs involved.

Here’s an overview.

REALTORS® fees

You and your REALTOR® will agree to this beforehand. There is no set fee or commission rate in the real estate profession. A fees or commission depends on the services your REALTOR® provides, which can vary significantly depending on your needs as a client or the business model used by the REALTOR®.

When is a commission or fee payable?

The Standard Multiple Listing Contract states the fee or commission is payable on the earlier of the following:

  • completion date under the Contract of Purchase and Sale; or
  • the actual date that the sale completes.

Contractors

Home owners typically want to spruce up their home to get it ready for sale. This can involve hiring landscapers, home stagers and even Feng Shui experts.

Home inspection fee

A seller may want to hire a home inspector to report on the condition of the home, including structural and moisture problems, and the electrical, plumbing, roofing and insulation. The fee ranges from $500 – $900 depending on the size of the home and the complexity of the inspection. Some inspectors also charge an additional fee for an older home or a home with secondary suite, a crawlspace or a laneway home.

Goods and Services Tax (GST)

The GST applies to REALTOR® fees, and the fees of various contractors and home inspectors.

Adjustments (see details in the contract of purchase and sale)

  • Property taxes – depending on the Contract of Purchase and Sale, you may be required to reimburse the buyer for prepaid property taxes if all parties agree to extend the time you remain in the home.
  • Rent and security deposits: if there is a secondary suite or a laneway home rental and the tenancy continues, you will have to transfer the security deposit with accrued interest to the buyer because the buyer is responsible for reimbursement when the tenant leaves.

Legal or Notary Public fees

Buyers typically hire a lawyer or Notary Public to assist with drafting documents and ensuring the title of the home is properly transferred.

Final utility payments

Sellers are responsible for utility payments until the date of possession,

Moving fees

Moving fees vary depending on the distance moved and whether professional movers do all of the packing. Rates vary.

Costs of clearing the property title

  • Discharge fees charged by encumbrance holders; and
  • Pre-payment penalties.

If you have questions about selling costs, contact Gino Pezanni.

Myth: The 5-Second Rule

We’ve all heard of the 5-second rule: if a piece of food drops on the floor, it’s safe to eat if you grab it in five seconds or less. That may not be true, though, according to an article on the Medical News Today website.

Researchers at Rutgers University decided to test the rule. They used four types of surfaces: stainless steel, ceramic tile, wood, and carpet.
They also choose four kinds of food: watermelon, bread, bread with butter, and gummy candy. Finally, they tested four different contact times: less than a second, five seconds, 30 seconds, and 300 seconds.

They cultivated bacteria similar to salmonella and spread it on the different surfaces, allowed it to dry, then dropped each food on each surface for each designated time period. The results: the bacteria was able to contaminate the food almost instantly in every case, although with different degrees of contamination. Watermelon soaked up the most bacteria because of its moisture; the gummy treats were affected the least due to their hard surface.

Nonetheless, the scientists are confident that their findings disprove the 5-second rule. So myou’re probably safer throwing out any food that hits the floor.

What If We Had No Calendar To Mark The New Year?

Imagine a time when the world didn’t have a common calendar, when there was no official start of the year.
The current date would have been an approximation based on local seasons and weather, or the movement of the stars.

As civilizations grew, there were many attempts across the millennia to create a universal calendar. The Aztecs, for instance, developed a calendar based on sophisticated calculations. It’s possible that if Aztecs had found a way to rule the world, we would all be following some form of the Aztec
calendar today.

Instead, the Romans found a way to rule the world, so the calendar we mostly follow today stems from the Romans.

The earliest Roman calendars, created sometime around 300 BC, attempted to follow lunar cycles. Unfortunately, lunar cycles are variable and not a stable tool for tracking dates.

Then in 45 BC, Julius Caesar commanded that the calendar be revised and a new, more stable version be created to serve a widening empire that needed more consistent measures of time. An astronomer named Sosigenes advised Caesar to eliminate the lunar calendar, and start using a solar calendar instead.

In the pre-Julian (before Julius Caesar) calendar, March was considered the first month of the year, coinciding with the lunar equinox.

In the new calendar, the Julian calendar, January was chosen as the month for the New Year. The name of the month, January, might have stemmed from the Goddess, Juno, often associated with cyclical renewal and the waning and waxing of the moon. But it’s more commonly accepted that the name stems from Janus, the god of beginnings and transitions. Janus is often depicted as a two-faced god since he looks to the future and the past, an appropriate choice for the transition between the old year and the new.

The Romans believed Janus could forgive them for their wrongdoings in the previous year. They would then make promises, believing Janus would see this and bless them in the year ahead. Those promises are the origin of our New Year’s Resolutions today.

The Secret Box

There once was a man and a woman who had been married for more than 60 years. They talked about everything. They kept no secrets from each other… except that the old woman had a shoe box in the top of her closet that she cautioned her husband never to open it or ask her about it.

For all those years, he had never thought about the box, but one day the little old woman got very sick and the doctor said she would never recover.
In trying to sort out their affairs, the little old man took down the shoe box and took it to his wife’s bedside.

She agreed it was time that he should know what was in the box.

When he opened it he found two beautifully crocheted doilies and a stack of money totaling over $25,000. He asked her about the unusual contents.
“When we were married,” she said, “My grandmother told me the secret of a happy marriage was to never argue. She told me that if I ever got angry with you, I should just keep quiet and crochet a doily.”

The little old man was so moved, he had to fight back tears. Only two precious doilies were in the box. She had only been angry with him two times in all those years of living and loving. He almost burst with joy and happiness.

“Sweetheart,” he said, “That explains the doilies, but what about all this money? Where did it all come from?”

Oh,” she said, “That’s the money I made from selling doilies.”