November is National Entrepreneurship Month and with that comes a chance for business owners to celebrate and reflect. The Forbes website offers these tips for entrepreneurs that are good to keep in mind all 12 months of the year:

1.  Always put customers first. While digital tools are incredibly useful, it’s essential not to let distance de-emphasize the need to focus on your customers. Check in regularly with customers about how they’re responding to your services. Ask important questions to refocus on who you should be targeting. Is there something you aren’t doing that competitors are? What about the opposite?

2.  Get your books in order. Belts and budgets tightened for a lot of businesses throughout the pandemic. Use revenue projections to predict what your business will need to bring in next year to remain profitable and limit turnover. Take a long look at your budget to figure out how you can stretch it as far as humanly possible. By getting creative with your bottom line, you’ll be able to sustain and thrive companywide.

3.  Keep track of your mentorship programs and support systems. Employees are the heartbeat of any company. Seventy-one percent of Fortune 500 companies offer mentorship programs. By taking care of employees and providing them with opportunities to grow and feel supported, you keep high-performing staff in the organization and inspired to continue contributing to your long-term growth. And by building a healthy stable of mentees, you’re encouraging everyone to pay it forward —89% of them will likely mentor others.

4.  Start brainstorming now— not in the new year. Planning is vital for any organization with long-term aspirations. But strategic planning can look different based on your unique goals. With less than two months left in 2021, take the rest of the year to put things into perspective for 2022. Continually revisit your budget, aligning those numbers with your big picture goals for the year. Put these elements into perspective and determine where they fit into your company’s prospects for the next year and beyond.

November is an excellent time to reflect on the past and look forward to your future business trajectory. Take this month to think about where you’ve been, look at where your company currently stands, and set a clear course toward its ultimate destination.


Cookies have a long history, but the first ones didn’t taste much like the treats we enjoy today. According to some sources, the first cookies were made in Rome around the third century B.C. They were thin, hard, bland wafers that were twice baked, and the Romans ate them by dipping them in juice.

Modern cookies may have originated in Persia during the seventh century, when sugar became more common in that region. They became popular across Europe in the 14th century, enjoyed by royalty and peasants alike. One reason for their appeal was that they traveled well in tins and boxes, making them a reliable source of food on trips.

The word “cookie” comes from the Dutch “koekje,” for “little cake.” Cookies arrived in America in the 17th century, in the form of macaroons, gingerbread cookies, and the “jumble,” a hard cookie that combined nuts, sweeteners, and water. The cookies we’re most familiar with, made by creaming butter and sugar, became common in the 18th century.


Some advice is tough to take, especially about money. The Inside website shares one financial planner’s unwelcome words that more people should bear in mind:

1. You’re probably not saving enough money for retirement. Chances are you’re thinking you’ve got enough time to start putting money aside for your later years. Unless you’re already wealthy, you’re probably wrong. Take a look at your income and assets, determine when you want to retire, and calculate realistically how much money you’ll need to live the rest of your life comfortably. If you’ve got children, don’t forget to start saving for college early, too. 

2. You can’t afford that much house. Monthly payments are only part of the expense in owning a home. Taxes, maintenance, repairs, and everything else can add up quickly. Don’t be too eager to buy the biggest house you can get a mortgage for. Get a reasonable loan that you can live with as other expenses come and go. 

3. Be comfortable with risk. The economy and the stock market are uncertain, but you can’t play it safe all the time. Don’t panic when the stock market goes down. Remember that you’re in it for the long haul, and stick to your investment plan. The economy is cyclical, so eventually things should swing back to positive territory.


Changing careers is uncomfortable, but these days it’s sometimes necessary. If you’re contemplating a switch, the Ladders website has some tips for overcoming these common obstacles:

• A new network. Don’t abandon your current network when you move on to a new industry. Find out if any current contacts have connections in the industry you’d like to join. Use them to build a new network.

Irrelevant skills. You may have to master new skills to make a change. Start by making a list of your current hard and soft skills. Many of these may transfer. Highlight these as you conduct your job search. Emphasize that you’re actively working to fill in your gaps when you talk to employers.

Money issues. Be prepared to take a pay cut as you start over. Build up your emergency fund ahead of time, pay down your debt, and establish a budget you can stick to in the early days.


A father and son were wandering around a carnival passing through town. The father took his son into a toy stand, wondering what might catch his son’s eye.

Amongst all the tricky items and clever toys, the boy found a roly-poly man with a sign propped up next to him that said, “Try and hit me, but I won’t fall down... guaranteed!”

The boy looked at it for a minute, then bopped the toy as hard as he could. The funny-looking toy leaned over for a moment, then popped back up with a quick wiggle.

The disconcerted boy took a few steps back, looked up at his father in confusion and then bopped the figure again.

Once again, the balloon figure looked like he would fall over, but popped right back up.

Smiling, the boy’s father knew his son would see through tricksters no matter what came his way in life.The boy thought for a moment. “I don’t know. I guess it’s because he’s standing up on the inside.”he boy’s father asked his son, “Why do you think he comes back up when you try to knock him down?”

The moral of the story: strength comes from within.


Fall is the perfect time to light up the fireplace with a cozy blaze. If you want to add little fragrance to your hearth, try these types of wood to sweeten your fire:

1. Apple. It not only sweetens the smell, it produces colorful flames.

2. Cherry. Although not as sweet as apple wood, cherry wood still adds a little sugar in the mix.

3. Hickory. Known to many great barbecue grill-meisters, hickory brings in a nice nutty aroma and is a great heat producer.

4. Black birch. Don’t like your fires so sweet? Black birch adds just enough spice with a cinnamon scent.


Consultant Michael Hargrove uses this exercise frequently in his training sessions: Imagine you are on a 747 flying over the ocean. Halfway through the flight the plane begins experiencing mechanical difficulties. The captain comes on the intercom and explains as calmly as he can that an engine has fallen from the plane, ripping a fuel line. The crew will continue to fly as long as possible until fuel runs low, and then they will attempt a water landing.

Hargrove asks his listeners to write down the name of the one person they would call in the next few minutes, and what they would say.

Then he asks, “So what are you waiting for? Today, make the call.”


What feeds your ? The Refinery2 website surveyed their readers on where and when they feel most creative. Here’s what they said:

1. Outside 77%   

2. Alone 72%

3. At home 65% 

4. At night 62% 

5. Running 55% 

6. During yoga 45%               7.Daytime 38% 

8. In a coffee shop 35%       9. In a group 28%


A man with an elephant walked into a movie theater.

“I’m afraid I can’t let your elephant in here, sir,” the manager said.

“Oh, I assure you, he’s very well behaved,” the man said.

“All right, then,” the manager said. “If you’re sure.”

After the movie, the manager said to the man, “I’m very impressed! Your elephant was well behaved, and he even seemed to enjoy the movie!” “Yes, I was surprised, too,” said the man.

“He hated the book.”


There are always a few variations on old sayings, and chances are you’ve heard at least one version of “Gratitude unlocks the richness of life”.

In my own life, I am more than aware that I have everything that I need. However, it’s during moments of gratitude that I realize my true wealth. To have enough in the refrigerator is certainly enough, but to savor each bite of food in gratitude is more fulfilling. To have enough in the bank is comforting, but to realize I can spontaneously buy a gift for someone “just because” is freeing— not for any financial reason, but because I get to look forward to someone opening the gift with joy.

Every year, November surprises me all over again with her unmatched zest for life: the vibrant yellows and oranges, those luminous white skies of approaching winter, hot cocoa beginning to turn up on menus and the first crackling fires being lit. And, in this particular year, as we enjoy Thanksgiving with a second tough year behind us, gratitude truly outshines any wealth or accomplishment I could claim. My friend, I am so very grateful as I take a moment each day to stop and savor that gratitude, pausing to take in the richness of life.

Try this: set aside five minutes each day to sit in gratitude. No need to put rules on the matter; it can be something as simple as pausing to really taste your glass of morning juice and being thankful for sustenance, or making time for a noon stretch during which you count your blessings, or smiling in gratitude when you realize your to-do list is all crossed off at the end of the day. All I ask is that you take some time to find gratitude in the richness of life and by December, you will likely feel this year is going to end well.

I wish you and yours a world of gratitude and joy this Thanksgiving season!

Gino Pezzani,

Your Real Estate/Mortgage Consultant For Life

Categories:   Albion, Maple Ridge Real Estate | April 2023 Newsletter | April 2024 Newsletter | April Newsletter 2022 | Arbutus, Vancouver West Real Estate | August 2021 News | August 2022 Newsletter | August 2023 Newsletters | Bank | Blueridge NV, North Vancouver Real Estate | Brentwood Park, Burnaby North Real Estate | Brighouse South, Richmond Real Estate | Brighouse, Richmond Real Estate | British Properties, West Vancouver Real Estate | Burke Mountain, Coquitlam Real Estate | Burnaby Lake, Burnaby South Real Estate | Cambie, Vancouver West Real Estate | Canadian Employment | Canadian Inflation | Canyon Heights NV, North Vancouver Real Estate | Canyon Springs, Coquitlam Real Estate | Capitol Hill BN, Burnaby North Real Estate | Central Lonsdale, North Vancouver Real Estate | Central Park BS, Burnaby South Real Estate | Champlain Heights, Vancouver East Real Estate | Citadel PQ, Port Coquitlam Real Estate | Cloverdale BC, Cloverdale Real Estate | Coal Harbour, Vancouver West Real Estate | Collingwood VE, Vancouver East Real Estate | Coquitlam West, Coquitlam Real Estate | COVID-19 Recovery Dashboard | December 2021 Newsletter | December 2022 Newsletter | December 2023 Newsletter | Delta Manor, Ladner Real Estate | Downtown NW, New Westminster Real Estate | Downtown VW, Vancouver West Real Estate | Downtown, Vancouver West Real Estate | Dunbar, Vancouver West Real Estate | Eagle Harbour, West Vancouver Real Estate | East Burnaby, Burnaby East Real Estate | East Newton, Surrey Real Estate | East Richmond, Richmond Real Estate | Fairview VW, Vancouver West Real Estate | False Creek, Vancouver West Real Estate | February Newsletter 2022 | February Newsletter 2023 | February Newsletter 2024 | Forest Hills BN, Burnaby North Real Estate | Fraser VE, Vancouver East Real Estate | Fraserview NW, New Westminster Real Estate | Fraserview VE, Vancouver East Real Estate | GDP | Grandview VE, Vancouver East Real Estate | Grandview Woodland, Vancouver East Real Estate | Greentree Village, Burnaby South Real Estate | Hamilton RI, Richmond Real Estate | Hamilton, Richmond Real Estate | Hastings, Vancouver East Real Estate | Highgate, Burnaby South Real Estate | House Marketing | Housing Starts | Interest Rate | Ironwood, Richmond Real Estate | January Newsletter 2022 | January Newsletter 2023 | January Newsletter 2024 | July 2021 Newsletter | July 2022 Newsletter | July 2023 Newsletter | July 2024 Newsletter | June 2022 Newsletter | June 2023 Newsletter | June 2024 Newsletter | Killarney VE, Vancouver East Real Estate | Kitsilano, Vancouver West Real Estate | Knight, Vancouver East Real Estate | Letter From The Heart | Lions Bay, West Vancouver Real Estate | Lower Lonsdale, North Vancouver Real Estate | Maillardville, Coquitlam Real Estate | Main, Vancouver East Real Estate | March Newsletter 2022 | March Newsletter 2023 | March Newsletter 2024 | May 2022 Newsletter | May 2023 Newsletter | May 2024 Newsletter | Meadow Brook, Coquitlam Real Estate | Metrotown, Burnaby South Real Estate | Mount Pleasant VE, Vancouver East Real Estate | Mount Pleasant VW, Vancouver West Real Estate | New Horizons, Coquitlam Real Estate | Newsletter November 2021 | North Coquitlam, Coquitlam Real Estate | North Vancouver Real Estate | November 2021 Newsletter | November 2022 Newsletter | November 2023 Newsletter | November Newsletter 2021 | October 2021 Newsletter | October 2022 Newsletter | October 2023 Newsletter | Pebble Hill, Tsawwassen Real Estate | Pictures and thoughts to share | Point Grey, Vancouver West Real Estate | Quay, New Westminster Real Estate | Queen Mary Park Surrey, Surrey Real Estate | Queensborough, New Westminster Real Estate | Quilchena, Vancouver West Real Estate | Richmond Real Estate | S.W. Marine, Vancouver West Real Estate | Sapperton, New Westminster Real Estate | September 2021 News | September 2022 Newsletter | September 2023 Newsletter | Silver Valley, Maple Ridge Real Estate | Simon Fraser Univer., Burnaby North Real Estate | Sold listings | South Granville, Vancouver West Real Estate | South Marine, Vancouver East Real Estate | South Slope, Burnaby South Real Estate | South Surrey White Rock Real Estate | Squamish Real Estate | Steveston South, Richmond Real Estate | Sullivan Heights, Burnaby North Real Estate | The Crest, Burnaby East Real Estate | Tsawwassen Central, Tsawwassen Real Estate | University VW, Vancouver West Real Estate | Upper Eagle Ridge, Coquitlam Real Estate | Uptown NW, New Westminster Real Estate | vancouver island Real Estate | Vancouver Real Estate | Victoria VE, Vancouver East Real Estate | Victoria VE, Vancouver West Real Estate | WALL CENTRE FALSE CREEK, Vancouver West Real Estate | West End VW, Vancouver West Real Estate | Westwood Plateau, Coquitlam Real Estate | Whalley, North Surrey Real Estate | Whalley, Surrey Real Estate | Willoughby Heights, Langley Real Estate | Yale - Dogwood Valley, Vancouver West Real Estate | Yaletown, Vancouver West Real Estate | Yel | Yelllow Newsletter July 2022 | Yellow Newletter December 2021 | Yellow Newletter June 2022 | Yellow Newsletter | Yellow Newsletter April 2022 | Yellow Newsletter April 2023 | Yellow Newsletter April 2024 | Yellow Newsletter August 2021 | Yellow Newsletter August 2022 | Yellow Newsletter August 2023 | Yellow Newsletter December 2021 | Yellow Newsletter December 2022 | Yellow Newsletter December 2023 | Yellow Newsletter February 2022 | Yellow Newsletter February 2023 | Yellow Newsletter February 2024 | Yellow Newsletter January 2022 | Yellow Newsletter January 2023 | Yellow Newsletter January 2024 | Yellow Newsletter July 2022 | Yellow Newsletter July 2023 | Yellow Newsletter July 2024 | Yellow Newsletter June 2022 | Yellow Newsletter June 2023 | Yellow Newsletter June 2024 | Yellow Newsletter March 2022 | Yellow Newsletter March 2023 | Yellow Newsletter March 2024 | Yellow Newsletter May 2022 | Yellow Newsletter May 2023 | Yellow Newsletter May 2024 | Yellow Newsletter November 2021 | Yellow Newsletter November 2022 | Yellow Newsletter November 2023 | Yellow Newsletter October 2021 | Yellow Newsletter October 2022 | Yellow Newsletter October 2023 | Yellow Newsletter October, 2021 | Yellow Newsletter September 2021 | Yellow Newsletter September 2022 | Yellow Newsletter September 2023
Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Greater Vancouver REALTORS® (GVR), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the GVR, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the GVR, the FVREB or the CADREB.